Save together.
Grow together.
Roda brings collaborative rotating savings onchain. Join a trusted savings circle, follow automated distributions, and maintain full custody of your funds — without the paperwork.
- No account or maintenance fees
- Automated on-chain payouts
- One flat 0.3% payout fee
Total Balance
$4,820.00
Recent Activity
See AllLagos Traders
Payout received
+$1,200
Family Pool
Weekly contribution
-$80
0.3%
Flat fee on payouts — disclosed up front
$0
Account maintenance
100%
On-chain ledger
24/7
Withdraw anytime
Global Savers
8 members · $500 weekly
Round 6 / 8
Current pool
$4,000
6 of 8 contributions collected
- ElenaPaid · Round 4
- MarcusPaid · Round 5
- YouUp next · Round 6
Community pools, with a transparent ledger.
Rotating savings circles have built collective wealth for generations. Roda preserves that collaborative spirit while replacing manual records and default risks with deterministic on-chain rules.
- 01
Invite people you trust. Set the amount and the schedule once.
- 02
Contributions and payouts run onchain — no ledger book, no chasing.
- 03
Each member receives the pool in turn, with a public record of every round.
The tradition, with fewer surprises.
Everything that made group savings work — now automated, visible, and under your own keys.
Everyone plays fair
Amount, schedule, and payout order are locked onchain. No skipped payments or quiet edits.
Always available
Your personal savings aren't locked away. Withdraw your funds whenever you need them.
No maintenance fees
No monthly charges and no surprise deductions. The only fee is a flat 0.3% when payouts distribute.
Borderless circles
Save with family across borders without wire delays or conversion theatre.
Clear payouts
See every contribution and the next distribution — no ambiguity, no private books.
You hold the keys
Non-custodial by default. Roda cannot freeze, lock, or move your funds.
Build your personal discipline.
Choose a Solo plan to match your goals. No distractions, just pure on-chain discipline.
Your personal vault, secured by mathematics.
Need to build savings discipline without social coordination? Lock away funds for a week, a month, or a full year. No organizer fees, no early temptation, and direct payouts to your wallet upon maturity.
Enforced onchain via NEAR smart contracts. Roda never has custody of your private keys or deposits.
Flex Solo
Any amount
No strict schedule
Save for yourself at your own pace. Add funds whenever you have extra cash.
- No pressure
- Withdraw anytime
- For loose goals
Weekly Solo
PopularFrom $10 / week
Weekly schedule
Build consistency. Lock in a weekly amount to slowly build your personal reserve.
- Automated discipline
- Custom lock times
- For steady habits
Monthly Solo
From $50 / month
Monthly schedule
Pay yourself first. Set aside a fixed chunk of your paycheck every month.
- Payday alignment
- Long-term lock
- For major goals
Three steps. Then it runs.
No branch visit, no paper ledger. Open the app, join a circle, and let the smart contract do the accounting.
Real savings in your hands in under 60 seconds.
Whether you use email via Magic OTP or Meteor wallet on mobile, getting started requires zero crypto knowledge. You get an implicit NEAR account automatically, ready for solo vault deposits or collaborative savings circles.
01
Fast OnboardingConnect a wallet
Start in seconds with Magic Link email or Meteor wallet. Your funds stay strictly under your own self-custody keys.
02
Smart RulesCreate or join a circle
Set the deposit amount, cadence, and payout sequence — or jump right into your family circle with a 6-digit code.
03
Automated RotationsPayouts run themselves
Members deposit on schedule. The pool rotates to the next member automatically onchain. Zero awkward chasing.
Security
You should never have to guess where the money is.
Traditional circles rely on a bookkeeper. Roda keeps the social trust and adds a mathematical record.
- Rules enforced by the NEAR contract
- No maintenance charges
- Automated payout engine
Non-custodial
Only you hold keys to vault deposits. Roda cannot seize or pause your funds.
Immutable rules
Circle terms live in the Roda NEAR contract. No one can quietly rewrite payouts.
Public ledger
Every contribution and payout is verifiable onchain. No hidden balances.
Get started
Make the next circle count.
Start or join in minutes. One flat 0.3% fee when a round pays out. No maintenance fees.